Housing Programs

City of Berea

Berea's Neighborhood Improvement Housing Program enables eligible low to moderate income homeowners in Berea to make basic repairs and improvements on their home. In order to receive funding, the potential project must address one of the following:

1) A problem constituting a violation of the City's exterior maintenance ordinance.
2) A problem or situation that is considered detrimental or one that poses a threat to life and/or health safety of the occupant (s) and requires immediate action. Please keep in mind that emergency projects are first priority.

For questions regarding the Neighborhood Improvement Housing Program, please contact Dik Malott @ 440-826-0801 or dmalott@cityofberea.org

The City of Berea is seeking proposals from qualified Architects or Contractors for the purpose of developing a Design Guide to be used as a resource to potential homebuyers and current homeowners through the Housing Office. The intent of this Request for Proposals is to retain experienced Architects or Contractors to develop multiple design options for remodeling and/or additions to existing Berea homes. The respondent selected will need to create multiple designs which will be complied into one design guide for distribution to existing and potential residents. The objective is to encourage potential homebuyers and current homeowners to remain in their existing homes. Additionally, the City desires the selected respondent to incorporate stylistic features in the remodel/additions that create an attractive, cohesive appearance to the outside of the house.

Design Guide

Cuyahoga County Programs

Housing Enhancement Loan Program (HELP)
The Home Enhancement Loan Program allows homeowners in all of Cuyahoga County communities except Bentleyville, Chagrin Falls Township, and Hunting Valley to borrow money for repairing or remodeling homes at three percentage points below a bank’s market rate for home improvement loans. HELP has no restrictions on a borrower’s income and few limitations on what improvements can be made to a property. Both owner occupied and investment properties are eligible. Applications are available at any bank branch of these participating banks: First Federal of Lakewood, Huntington Bank, KeyBank, PNC Bank and U.S. Bank. For additional information, please call 216-443-2149.

Home Energy Assistance Program (HEAP)

HEAP is a federally funded program designed to assist eligible low-income Ohioans with their winter heating bills. Households may be eligible for assistance from HEAP, WCP, SCP, or HWAP if the household income is at or below 200 percent of the federal poverty guidelines. Households may be eligible for assistance from PIPP Plus if the household income is at or below 150 percent of the federal poverty guidelines.

Housing Rehabilitation Loan Program
The Housing Rehabilitation Loan Program enables eligible low-and-moderate income homeowners to make repairs and basic home improvements that maintain the quality of their housing and create a positive effect in the surrounding neighborhood. Loans are offered at below-market interest rates Loan amounts are based on the approved repair needs of the property for terms up to 15 years. Interest rate and term of the loan depend on yearly (gross) income. Loans are available for one to four-family owner occupied homes. A title search, credit check and appraisal are required, and will be provided by the Program. Senior citizens 62 or older who meet eligibility and income criteria may be eligible for our Senior Deferred Loan program. The loan is deferred until the title transfers.

11 Berea Commons
Berea, Ohio 44017

Office Hours:

8:30 am – 4 pm   


Kathy Palmer
Mayors Office


Program Coordinators:

Megan Pochatek
Special Events Coordinator & Berean Newsletter Design Editor


Kathy Palmer

Active Senior Network:

Michelle Skutt
Program Coordinator
451 Front St.
Berea, Ohio 44017

Berea Community Outreach:

91 S. Rocky River Dr.
Berea, Ohio 44017

City of Berea - 11 Berea Commons - Berea, Ohio 44017 - (440)826-5800
Designed and Maintained by: Information Services Center